“Please, I know it is last minute, but I really need lead terms for this client before the weekend, is there anything you can do?” – It is a question every broker has asked, and every underwriter has received. It’s also a question a lot of underwriters choose to ignore. For A10K, it is an opportunity to remind our broker the benefit of using our in-house contracts. Because of our position as a Lloyd’s cover holder, A10K has the ability to write many small-mid-sized policies within our in-house authority, while many of our competitors need their policies to go through 2 or 3 layers of approval. For one client last week, this was the difference between having a policy in place, and spending the weekend worrying about what could go wrong.